Handling a disability claim without the assistance of a disability benefits lawyer in Toronto can be difficult. Insurance companies know how the system works and have experience with denying claims. So roadblocks and rejections are to be expected, especially if you don’t have a reputable disability lawyer by their side.
It’s in the best interest of insurance companies to try anything to make people seeking claims, simply quit and walk away without the settlement they deserve. It’s your duty to protect your rights, and one way of doing this is with the help of a good disability lawyer.
What Can a Disability Lawyer Do?
A disability lawyer has the expertise and experience needed to analyze your case and provide you with advice to get the most out of your claim. For example, he can make sure you have the medical documents necessary to push your case as quickly and properly as possible to obtain a favorable settlement.
The first goal is to eliminate the stress and worry brought about by a denial from the insurance company. Whether your case involves partial or long-term disability, a reputable disability benefits lawyer in Toronto can handle claims related to your specific disability insurance policy, and any Canada Pension Plan disability claims.
How a Lawyer’s Partnership with You Works
There’s no denying that people without lawyers often face rejection at the hands of insurance companies. Fortunately denied individuals have the option of appealing the denial, which is often used as a way for insurance companies to defer payment of benefits for as long as possible. At this point it’s critical for you to get the services of a lawyer as soon as possible.
Most reputable disability lawyers believe that appeals are a tedious and time-consuming affair, a good lawyer, will go for the faster option of reversing the denial instead of going through the appeal. A disability lawyer knows how to get through the red tape and force insurance companies to rescind their earlier decision. That’s why you want to hire a disability lawyer proven record of successful cases.
Choosing a Lawyer
Look for Referrals – If you have a friend or family member who has had to hire a lawyer to file a disability claim, ask them if they would recommend him or her to represent you. Any recommendations by the people you know should be on your short list. Don’t hire the first lawyer your friend vouches for however, explore your options first.
Ask a Lawyer – If you have or know a lawyer, but they don’t handle disability claims, ask them for a referral for a lawyer who does. Many lawyers will be familiar with the top practitioners for specific specialties, so ask to be pointed in the right direction.
Ask People Who Deal With Disabilities – These include doctors, healthcare workers, therapists, and social workers, all of whom may be able to give you a list of lawyers with expertise in handling disability and injury cases. Ask them how they heard of these names, and why they recommend them.
Go Online – Reputable law firms will have website that look professional and don’t promise the world. Go online and search for “disability benefits lawyer in Toronto” to get a list of lawyers arranged by reputation by most search engines. Don’t be distracted by the looks and flashiness of their sites. Focus on what services the firm offers, their success stories, and testimonials from previous clients.
Contact and Meet your Short List of Lawyers – Call and meet with your prospective lawyers to learn more about their practice. Most lawyers typically don’t charge for initial meetings; your ideal lawyer must understand the physical, psychological, and social effects of your disability, and will use that knowledge to get an idea of how to handle your case.
Lawyers are typically unable to give you an accurate prediction of the exact costs of your case, especially when several details have yet to be known. Therefore, it’s important that your lawyer is able to explain his calculations for fees and what factors will affect the total cost of handling your case.
Dealing with insurance companies can be a headache, and if you’ve been injured the added stress is the last thing you need. Calling a reputable disability lawyer could be the best thing you do to get back on the road to recovery.